When you visit the Mongkol Money website, small text files called cookies may be placed on your device. These help the website work correctly, allow us to understand how visitors use our pages, and — where you have agreed — support our marketing efforts. This policy explains each type of cookie we use, who sets them, and how you can control them.
This policy should be read alongside our Privacy Policy, which covers all personal data we collect and your rights under Thailand's Personal Data Protection Act B.E. 2562 (PDPA).
1. What Are Cookies?
A cookie is a small file that a website saves to your browser or device when you visit. Cookies serve many useful purposes: they remember your preferences, keep you logged in, count visits, and help websites understand which pages are most useful. Cookies cannot run programmes or carry viruses. They are simply small pieces of text.
Similar technologies — including pixel tags (also called web beacons), local storage, and session storage — work in comparable ways. This policy covers all of them.
2. Cookie Categories We Use
We group cookies into three categories based on their purpose. You can review each below.
3. Cookie Reference Table
The table below lists each cookie in detail.
| Cookie Name | Provider | Category | Purpose | Duration |
|---|---|---|---|---|
| mongkol_cookie_consent | Mongkol Money | Essential | Stores your cookie preference choice | 12 months |
| _ga | Analytics | Distinguishes unique visitors | 13 months | |
| _ga_* | Analytics | Session and engagement tracking (GA4) | 13 months | |
| _gid | Analytics | Distinguishes users within 24 hours | 24 hours | |
| _clsk | Microsoft | Analytics | Combines page views into a single session | 1 day |
| _clck | Microsoft | Analytics | Identifies the user across sessions | 13 months |
| MUID | Microsoft | Analytics | Identifies unique browsers for Bing services | 13 months |
| _fbp | Meta | Marketing | Identifies browsers for Meta ad measurement | 90 days |
| _fbc | Meta | Marketing | Stores last ad click for conversion tracking | 90 days |
4. How to Manage Your Cookie Choices
When you first visit our website, a short notice appears at the bottom of the screen. You can accept or decline optional cookies there. Your choice is saved in an essential cookie for 12 months. You may change your mind at any time by clearing your browser cookies, which will cause the notice to reappear on your next visit.
Managing Cookies in Your Browser
Most browsers allow you to view, delete, and block cookies through their settings menus. The steps vary slightly by browser:
- Google Chrome: Settings → Privacy and security → Cookies and other site data
- Mozilla Firefox: Settings → Privacy & Security → Cookies and Site Data
- Apple Safari: Preferences → Privacy → Manage Website Data
- Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies
Please note that blocking all cookies may affect the normal functioning of the website. Essential cookies, in particular, are needed for your preference to be remembered.
Opting Out of Third-Party Analytics and Marketing
You can limit third-party data collection directly with each provider:
- Google Analytics: Install the Google Analytics Opt-out Browser Add-on.
- Meta: Adjust your ad preferences through Facebook Ad Settings or use the Digital Advertising Alliance opt-out.
- Microsoft: Visit Microsoft Privacy Settings to manage personalised advertising.
5. Cookies and Children
Our programmes and website are intended for adults aged 40 and over. We do not knowingly collect personal data from individuals under 18 years of age through any means, including cookies. If you believe a minor has visited this website and cookies have been set on their device, please contact us and we will take appropriate steps.
6. International Data Transfers
Some third-party cookies transfer data outside Thailand — for example, to the United States, where Google and Meta are headquartered. These transfers are governed by the data processing agreements each provider maintains, which are designed to uphold data protection standards. By accepting optional cookies, you acknowledge that your data may be processed in those locations.
7. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or the way we use cookies. When we do, we will revise the "Last Updated" date at the top of this page. If the changes are significant, we will display the cookie notice again so you can review your preferences.
8. Contact Us
If you have questions about our use of cookies or wish to exercise your rights under Thailand's PDPA, please reach out:
- Email: [email protected]
- Phone: +66 89 614 2073
- Address: 176 Silom Road, Suriyawong, Bang Rak, Bangkok 10500, Thailand
We are always glad to help, and we will respond to any enquiry within 30 days.