Mongkol Money
Three stages of a growing garden representing the three Mongkol Money programmes

Programmes

Three programmes. One steady path forward.

Each programme is a complete learning experience in its own right, and together they form a clear journey from first steps to longer-term planning.

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Our Methodology

A structured approach to learning that suits adult life.

Each Mongkol Money programme follows the same general rhythm: a short welcome and context-setting period, a central body of content spread across multiple sessions, and a closing reflection that helps participants take their learning forward.

Materials are written to be read at a comfortable pace, not skimmed before a test. Worksheets and exercises are practical — they ask questions about the participant's own situation, not imaginary scenarios.

Where jargon is unavoidable, it is always explained. Where Thai-specific context is relevant — and it frequently is — it is addressed directly. The content is not adapted from international sources; it is written for residents of Thailand.

Weekly sessions

Regular pacing allows ideas to settle between meetings.

Practical exercises

Worksheets grounded in real-life financial situations.

Group discussion

Small groups make honest conversation much easier.

Reviewed materials

Content updated twice yearly to stay current.

Planting the First Seeds — a gentle introduction to personal finance

Programme One · 3 Weeks · ฿4,400

Planting the First Seeds

A gentle three-week introduction for midlife learners new to organising their money. We cover the simple basics — tracking income, setting aside savings, and understanding everyday banking in Thailand — in a warm, unpressured setting. Includes a printed starter guide, easy reflection exercises, and a small, friendly group. Perfect for those who want a soft, encouraging beginning.

What you will cover

  • Understanding your current income and regular outgoings
  • Setting aside savings — practical methods that work for everyday life
  • Everyday banking in Thailand — accounts, transfers, and digital tools
  • A simple written plan you keep and can act on after the programme

Session steps

1

Welcome and personal financial picture — where are you right now?

2

Tracking, saving, and the habits that make a difference week to week

3

Banking basics, digital tools, and your written starter plan

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Programme Two · 6 Weeks · ฿7,000

Tending the Plan

A six-week course for people ready to nurture steadier financial habits. We explore building savings routines, understanding common fund and deposit options, and preparing calmly for future costs. Each session includes a short talk and a gentle worksheet. Includes recorded lessons, a planning journal, and a midway check-in. Suited to those with the basics in place who want supportive structure.

What you will cover

  • Building consistent savings habits around real-life constraints
  • Fixed deposits, savings funds, and other commonly used Thai options
  • Thinking ahead to future costs — education, property, healthcare
  • A completed planning journal to guide your next six months

Session steps

1

Review and deepen — understanding where your money currently goes

2

Savings habits — building routines that last beyond the programme

3

Deposit options and fund basics — what exists and how it works

4

Midway check-in — personal review with the facilitator

5

Planning for future costs — a calm, practical framework

6

Journal completion and next steps — leaving with a clear picture

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Tending the Plan — building steadier financial habits over six weeks
The Mature Garden Programme — long-term and retirement planning

Programme Three · 11 Weeks · ฿10,200

The Mature Garden Programme

An eleven-week guided programme for readers planning carefully toward retirement and family wellbeing. We thoughtfully consider pensions, healthcare planning, and longer-term choices, always encouraging consultation with licensed professionals before acting. Includes guided sessions, a personal planning folder, and a closing reflection. Best for those who want a patient, well-tended path ahead.

What you will cover

  • Thailand's pension structures — government schemes and provident funds
  • Healthcare planning — understanding costs and available options
  • Family financial planning — thinking about those who depend on you
  • When to consult licensed professionals — and how to prepare for those conversations
  • A completed personal planning folder with your long-term picture

This programme discusses pension and investment topics in an educational context only. All participants are encouraged to consult a licensed financial adviser before making specific decisions based on programme content.

Enquire About This Programme

Choose the Right Starting Point

Which programme suits you right now?

Most people join at the introductory level and progress naturally. Others come with some background and start at the middle stage. Here is a guide to help you decide.

Feature Planting
฿4,400 · 3 wks
Tending
฿7,000 · 6 wks
Mature Garden
฿10,200 · 11 wks
Best for beginners
Savings habits and routines
Fund and deposit options
Recorded lessons included
Pension and retirement planning
Healthcare planning content
Personal planning folder
Midway facilitator check-in

Not sure where to start? Write to us — we will help you find the right entry point.

Standards Across All Programmes

What every programme shares.

Participant privacy

All information shared in sessions stays within the group. We operate in line with Thailand's PDPA.

No product sales

We never sell financial products during or after programmes. Our income is programme fees only.

Capped at 10 participants

Every group is small by design, so sessions stay personal and questions are always welcome.

Updated content

Materials are reviewed every six months to reflect current Thai banking and regulatory landscape.

One-working-day replies

Questions before, during, or after a programme are answered within one working day.

Clear educational scope

We are educators, not advisers. We always direct participants to licensed professionals for personal decisions.

Fees

Clear pricing, nothing hidden.

Each fee covers all sessions, materials, and follow-up access for the programme. There are no extras.

Programme One

Planting the First Seeds

฿4,400

3 weeks · per participant

  • 3 sessions
  • Printed starter guide
  • Reflection exercises
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Most chosen

Programme Two

Tending the Plan

฿7,000

6 weeks · per participant

  • 6 sessions + midway check-in
  • Recorded lessons (60 days)
  • Planning journal
Enquire

Programme Three

The Mature Garden

฿10,200

11 weeks · per participant

  • 11 guided sessions
  • Recorded lessons (60 days)
  • Personal planning folder
  • Closing reflection session
Enquire

Not sure which programme to start with?

Write to us with a little about where you are right now, and we will suggest the most comfortable starting point. No pressure, no obligation.

Get in Touch